Overview of CEIRP

Take Care of Retirement with CEIRP
The Canadian Entertainment Industry Retirement Plan (CEIRP) is the Savings & Retirement plan for most IATSE Locals, Directors Guild of Canada (DGC), Entertainment Partners Canada, Actsafe Safety Association and the BC Council of Film Unions.
The Plan was originally established in 2004 by IATSE 891, and has since become the "National" plan, with:
- Over 25,000 Canadian entertainment workers enrolled, with Plan assets totalling over $1 billion.
- With various investment options, conservative through aggressive, and most investment management fees of only 0.68% or less, saving for retirement with CEIRP makes financial sense.
Growing your savings for life after work makes sense.
And CEIRP makes saving easy.
No one should have to keep working past retirement age
simply because they can’t afford to stop.
That’s why CEIRP was created.
And as a member of one of the many participating unions/guilds,
CEIRP is a very significant part of your membership benefits.
The goal of CEIRP?
- Create an easy way to save – and provide flexibility and choice for your savings needs and goals.
- Negotiate super-low fees – to help you keep more of your money invested and earning over time.
- Provide education opportunities and communication – to help you make good personal decisions about finances and savings.
How to enroll and start saving
If you haven’t done so already, enrolling in your Canadian Industry Retirement Plan (CEIRP) is easy – and investing in your future is worth a few minutes to get started. There are just a few things you need to do.
- Get started by contacting your Local/Guild’s member services – they’re there to help and answer any questions you may have and connect you with your plan administrator!
- Review your CEIRP enrolment package and choose your investing approach
- After you’ve completed the enrolment process, Canada Life will send you an email to confirm your account and to register for online access
Register for RSP – this is how you will have access to your account and make any changes.
Make sure you read emails from CEIRP to keep up-to-date on news, opportunities to learn, and more.
Learn more about CEIRP – and connect with your plan
- Go to ceirp.ca to get info on:
Watch your email for CEIRP news, articles, videos, learning opportunities and more.
Registered Savings Plan (RSP) Basics Explained
CEIRP Consists of Two Types of RSP accounts:
- Registered Retirement Savings Plan (RRSP): This plan is for mandatory contributions made on members' behalf by the employers/producers of the productions worked on. Members can also voluntarily contribute through additional payroll deductions and lump-sum contributions.
- Non-Registered Savings Plan for Members (NRSP): Members can voluntarily contribute to this non-registered savings plan through payroll deductions. When the member's RRSP limit has been reached, the employer/producer RRSP contributions can be redirected to this account. Contributions are made with after-tax dollars and investment earnings are taxable.
Enrolled With the RRSP Plan? Check enrollment for more information.
Additional Financial Features
Tax Free Savings Account
CEIRP offers Tax-free Savings Accounts (TFSA) as an additional investment option for unrestricted non-registered contributions.
Click here to download and fill out a TFSA application form, and return it to your plan administrator.
For more information, download the TFSA information
(PDF), or view a presentation here.
TFSA enrollment and contribution material is also available on the CEIRP plan website, or contact the RSP Plan Administrator at 604-664-8935.
CEIRP offers plan members on-line banking
CEIRP members can now make lump-sum contributions to their registered accounts (RRSP and TFSA) through the bill payment section of their online banking. Details.
(PDF)
iAcquaint Financial Education/Planning Tool
Available to enrolled members of the CEIRP plan, iAcquaint provides information on investing, preparing for retirement, solving a debt problem, and much more. For more information, download the iAcquaint information sheet
(PDF), or access the tool at www.grsaccess.com.
Checking a CEIRP Account with Canada Life
To check personal account information, login to mycanadalifeatwork.com. Please have your Canada Life ID / password, as provided by Canada Life, available. To retrieve forgotten login details, contact Canada Life at: 1-855-531-6418, press '2' once connected.
CEIRP Questions Answered
The RRSP Group Plan Administrator can provide an information package, explain how the Plan works and the types of investments available. Please contact us for details.
Useful Resources from Canada Life
- Want to know how low fees provide more retirement income? Check out this video.
- Want to speak to a Canada Life specialist? Check out this video.
- Book an appointment with a member of their Freedom experience team here.
- Want to know how your investments are doing? Check this video.
- Need to understand how close you are to your retirement goals? Check out this video.
- Want to speak with a dedicated investment retirement consultant? Check out Canada Life's consultants here.
- Want to know about wills and estate planning? Check out online wills via Canada Life here.
- Need easy access to Canada Life's sites and services? Check out links and contact information here.
The Plan is not intended to be a registered pension plan within meaning of the Income Tax Act or any provincial pension standards legislation.
Canada Life Service and Support
Contact Canada Life anytime from 5 am to 5 pm PT, Monday to Friday.
- Dedicated toll-free number: 1-833-531-6148
- Tech Line number: 1-888-222-0775
- Access Freedom Experience here.
- Access Plan Member site here.
- Access Financial Literacy Member site here.